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My Mortgage Blog — Latest Posts
Understanding OSFI’s 2026 Rental Property Rules — What They Mean for Buyers, Investors, and Realtors
There’s been a lot of talk lately about the upcoming OSFI mortgage rule changes and what they mean for real estate investors and those buying rental properties. And while some of what’s circulating...
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Bank of Canada Cuts Key Rate to 2.5%: What This Means for BC Homeowners
The Bank of Canada has just lowered its policy interest rate by 0.25% to 2.5%. While this decision is tied to global trade tensions, a slowing Canadian economy, and a softer job market, the impact is...
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Home sales continued to rebound in July, though price growth remains elusive
Canada’s housing market strengthened further in July, with sales rising 3.8% month-over-month, building on gains seen in each of the past three months. Since March, national transactions are up...
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July’s weak jobs report unlikely to sway Bank of Canada’s next move
Canada’s labour market stumbled in July, losing 41,000 jobs, wiping out nearly half of June’s surprising gains. The unemployment rate held at 6.9%, but mostly because fewer people were looking for...
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